A Guide to Anthem Medicare Advantage Plans in 2024

Anthem Medicare Advantage Pros and Cons

Anthem Medicare Advantage Costs

Anthem Medicare Advantage plans cost less than many providers, and many plans offer monthly premiums as low as $0 per month. Costs will vary by location, age, and plan type.

Anthem HMO Pricing

Anthem PPO Pricing

Current Medicare Advantage Plans

HMO

Most of Anthem's MediBlue HMO plans offer benefits not included by Original Medicare (i.e., hearing, dental, and vision). Generally speaking, if you're eligible to enroll in Medicare, you can choose an HMO plan.

You can also choose your primary care provider (PCP) within the plan's network, where you'll receive regular care and routine screenings. Your PCP will also be able to guide you to the appropriate specialists when necessary.

Overall, HMO plans are a great choice if you must work with a doctor routinely who understands your health history, medications, and unique care needs.

PPO

A PPO plan may be for you if you have a doctor/specialist preference, as you don't need a referral as you do with an HMO plan. Like MediBlue HMO, you can enroll in a PPO if you're eligible for Medicare.

While not required with MediBlue PPO, choosing a primary care physician for checkups is a good idea. Referrals aren't mandatory if you need to see a specialist or want to see another doctor.

Selecting a doctor and healthcare facility within your plan's network will save you money. While you can see doctors or use facilities that are out of your provider's network, they must participate with Original Medicare. If you use an out-of-network provider, it may be more costly.

SNP

Special Needs Plans may be suitable for people with chronic and low-income conditions. These will provide added benefits tailored to your lifestyle and health needs.

Additional Benefits

Anthem Medicare Advantage offers a variety of additional benefits. While not every one of these benefits is available in every region, you can expect the following from one of their plans.

Telehealth

Telehealth is always a great option if you don't have time to travel to your local doctor. Anthem's telehealth services are 24/7 access to telehealth services when using a smartphone, computer, or tablet.

Personal Emergency Response

Anthem's personal emergency response is designed for when you're home alone and need medical assistance. Using a button on a neck pendant or wristband, you'll reach a representative who will determine your required help. If you have a more complex condition or need additional assistance, you may be assigned a designated caregiver, clinician, or local emergency services.

To learn more about PERS devices, read our guide to medical alert systems.

Over-the-Counter

Some Medicare Advantage plans will allow you to purchase over-the-counter health products at full coverage.

Fitness

Partnering with SilverSneakers, your plan may give you fitness membership options where you'll have access to online classes, on-demand videos, and various gyms throughout the US.

Once registered, you'll receive a personalized fitness ID card with your SilverSneakers number. From there, you'll be able to attend classes online and in person at select SilverSneakers locations.

Transportation

Anthem's transportation services will allow you to receive free rideshares to health-related appointments.

Meals

Partnering with Mom's Meals and Project Open Hand, Anthem Medicare Advantage provides free meal delivery if you have a chronic disease or complex health challenges.

Customer Service

You can contact an Anthem representative via Live Chat or by calling the number on your member ID card. For other inquiries, you can call 1-800-331-1476 from 8 AM-5 PM Eastern time.

Anthem Medicare Advantage Service Area

Blue Cross Blue Shield is considered one of the country's largest insurers. Anthem's Medicare Advantage plans are available in 14 states:

• California
• Connecticut
• Colorado
• Georgia
• Indiana
• Kentucky
• Missouri
• Maine
• New Hampshire
• Nevada
• New York
• Ohio
• Virginia
• Wisconsin

Anthem Financial Strength

When shopping for a Medicare Advantage plan, it's always a good idea to see the provider's financial strength. Overall, Anthem has a substantial rating.

• AM Best: Rates insurers based on credit. Anthem received an “A” (Excellent) rating.
• NCQA: On a scale of 1-5, Anthem's ratings were between 3.5-4 stars

To learn more about our favorite Medicare providers, check out our helpful guides:

• AARP Medicare Advantage
• Aetna Medicare Advantage
• Blue Cross Blue Shield Medicare Advantage
• Cigna Medicare Advantage
• Humana Medicare Advantage
• Kaiser Medicare Advantage
• UnitedHealthcare Medicare Advantage